[Rhodes22-list] Insurance

[Bill Effros]

Vic,

I used the same approach.  I know I have a good insurance company (Amica) and I know they won't jeopardize all of the other insurance I have with them if I ever have a claim on my boat.  The boat represents a minor part of my insurance.  The marine policy I have with them is very specific about what they will and will not cover.  I have stipulated I won't trailer the boat in the "off-season" here in the Northeast, so that lowers my premium--as it should.

If I ever make that trailer-sailor trip to Key West I will change my coverage to cover the trip.

That's the way insurance should work.

It's not a lottery.  It's insurance.

Bill Effros


----- Original Message ----- 
From: Vic Huebner 
To: The Rhodes 22 mail list 
Sent: Friday, March 26, 2004 8:09 AM
Subject: Re: [Rhodes22-list] Insurance


Hi,
I talked with them and got the same answer as others got - you must verify
the value if you want higher coverage. Since I don't have the boat yet, they
wanted a letter and photos from Stan. Since I didn't want to bother Stan I
went to State Farm. They handle it just like a home owners policy - insure
for whatever you want but prove it after loss. Their cost was reasonable and
didn't need a photo or serial numbers for the trailer and motor (which I
don't have yet). The bottom line is that homeowners is easy to get on a new
boat. Maybe you can get a cheaper rate from USboats after you have all the
paperwork the second year.
Vic Huebner

----- Original Message ----- 
From: <R22RumRunner at aol.com>
To: <rhodes22-list at rhodes22.org>
Sent: Thursday, March 25, 2004 12:07 PM
Subject: Re: [Rhodes22-list] Insurance


> Vic,
> Call them and talk with a warm body and explain that this is a factory
> refurbished boat with warranty.
>
> Rummy
> __________________________________________________
> Use Rhodes22-list at rhodes22.org, Help? www.rhodes22.org/list

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